Javiera Selman

Assistant Professor. department of Economics. University of Chile

My fields are urban and public economics, with a special interest in behavioral economics.

You can contact me at jselman@fen.uchile.cl

Download my CV here

SELECTED ACADEMIC PAPERS

ONGOING RESEARCH PROJECTS

  • Sexual Orientation Discrimination in Mortgage Lending

    with Catherine Balfe, Patrick Button, David Schwegman and Tran Nguyen-Phuong

    This research uses an email correspondence experiment to test if mortgage loan originators discriminate against married spouses based on their sexual orientation and race (African American vs. white). We send emails requesting information about home loans to licensed mortgage loan originators (MLOs) in the United States. The emails come from fictitious married couples who are either same-gender female, same-gender male or different-gender, and either both have white-sounding names, or both have African American names. We test for differential treatment by MLOs by comparing response quality and response rates. We will then test for statistical discrimination and other explanatory factors by determining how discrimination varies by factors such as credit scores, local demographics and social attitudes, discrimination laws, and MLO characteristics.

  • Take-up Barriers in Rental Voucher Programs: Experimental Evidence from Chile

    with Pablo Celhay

    This research project develops the online platform “Aprendo y Arriendo” to generate experimental evidence on the demand and supply barriers in the Chilean rental voucher program. This research contributes to understand why rental vouchers fail to live up to their promises and how policy interventions aimed at both tenants and landlords can help to improve both lease-up and neighborhood access.

  • Social Interactions on the demand and supply sides of the Chilean Rental Subsidy

    with Bárbara Flores and Felipe Link

    This project studies the effects of spacial social interaction of applicants and landlords of the Chilean rental subsidy on their participation decision. We are interested in social interaction within and between voucher recipients and landlords. This project received funding from the Center of Conflict and Social Cohesion.